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Home Rehabilitation Loans

Housing Rehabilitation Loan Program

Download the Housing Rehabilitation Loan Program Brochure

The Housing Rehabilitation Loan Program enables eligible low-and-moderate income homeowners to make repairs and basic home improvements that maintain the quality of their housing and create a positive effect in the surrounding neighborhood. Loans are offered at below-market interest rates Loan amounts are based on the approved repair needs of the property for terms up to 15 years. Interest rate and term of the loan depend on yearly (gross) income. Loans are available for one to four-family owner occupied homes. A title search, credit check and appraisal are required, and will be provided by the Program.  Senior citizens 62 or older who meet eligibility and income criteria may be eligible for our Senior Deferred Loan program.  The loan is deferred until the title transfers.

How to Apply:

Click here to fill out and print an application. Applications should be mailed to the address below.

If you live within Cuyahoga County and outside the cities of Cleveland, Cleveland Heights, East Cleveland, Euclid, Lakewood, Parma, Brecksville, and Hunting Valley contact the following for an application form and more information:

Cuyahoga County Department of Development
Reserve Square
1701 East 12th St., 1st Floor  
Cleveland, OH 44114
(216) 348-4066
Ohio Relay Service: 711

City of Cleveland Residents should call: (216) 664-4218 for application forms and information. Residents of Cleveland Heights, East Cleveland, Euclid, Lakewood, Parma, Brecksville, and Hunting Valley should contact their city hall.