Housing Development

Don't Borrow Touble

The goal of the Don't Borrow Trouble campaign is to prevent predatory lending practices by empowering consumers with the knowledge and tools needed to avoid being victimized by predatory lenders.

Down Payment Assistance Program

The Down Payment Assistance Program is available to income qualified first-time homebuyers for the purchase of a home in one of fifty-three (53) suburban communities. The Down Payment Assistance program now offers three targeted assistance programs to better serve the community at large.

Housing Rehabilitation Loan Program

The Housing Rehabilitation Loan Program enables eligible low-and-moderate income homeowners to make repairs and basic home improvements that maintain the quality of their housing and create a positive effect in the surrounding neighborhood.

Home Weatherization Assistance Program

The Home Weatherization Assistance Program provides free energy efficiency improvements to eligible homeowners and renters in Cuyahoga County, outside the City of Cleveland, at no cost to the household.

Housing Revenue Bond Program

Multi-family Housing Bonds are available to nonprofit and for profit developers to purchase, construct, or rehabilitate multi-family housing projects. Housing revenue bonds, if properly structured, are exempt from registration under the Securities Act of 1933 as amended and, therefore, avoid the costs and time applicable to registration.

Mixed Use Rental Assistance Loan (MURAL)

The Mixed Use Rental Assistance Loan (MURAL) program assists Urban County communities that have County-approved Improvement Target Areas to provide funds for repairs and renovations in apartments located over street-level retail stores.

Housing Enhancement Loan Program

County Treasurer Jim Rokakis’s Home Enhancement Loan Program allows homeowners in thirty-three Cuyahoga County communities to borrow money for repairing or remodeling homes at three percentage points below a bank’s market rate for home improvement loans. HELP has no restrictions on a borrower’s income and few limitations on what improvements can be made to a property. Both owner occupied and investment properties are eligible.